“Put on a Happy Face!”

“Wow!” “What do you think?” “Can you sit back “NOW” – and feel like a terrible heavy load has just been lifted off your chest?” Even the “Sun” is out just as bright as it can be – the birds are all out and singing such sweet songs – just doing their best to try to help all of us feel better- since this is the “DAY AFTER” – and – like everyone says  – – “We gave at the office – yesterday – –  and in some cases –  – – we even gave our last dollar!”

If your last “buck” is gone for the  “cause”   – be “HAPPY” – it could always be worse – than it is?  In some Countries – they do not have our wonderful enthusiasm – that tomorrow will be a better day. Tomorrow – that “boat” with all of our dreams –  –  will be pulling in – –  anytime, now?

Years ago, if you are old enough you might remember?? The “Credit Card” companies were sending out their “Credit Cards” to everyone – whether you applied for them or not. Most people were glad to get them, and the more that they received  – – – the merrier their situation! Ordinarily,  they would not be able to get them – but since-  they just arrived in your mail box – – –  you immediately put them to good use – and you did exactly what you were suppose to do – –  and that was to “CHARGE!”  “and to keep on   “CHARGING!”

Even I fell for that  “Charge Card”  gambit?  Those were the days when you could deduct the interest charge  – that you incurred from the monthly usage posted on Charge Cards and all the other ways – which you could buy on “credit” and whatever you paid out in “fees”– you would receive credit on your tax return. This situation made it too easy for most people to get their selves into a vicious “debt hole” – one that they could not ever get out of. The reason for this “monster” sitting on the backs of most “TAX-Payers” – –   just as fast as this practice started –  – – one year  – it all came to a STOP!

How and WHAT does a knee-deep-in the hole Tax Payer do  –  – when they cannot get any money to pay off all of their debts  – – and then stop buying on credit  – and learning how to pay cash “ONLY” – as the only way to buy anything,   in the future???   It is terrible – the lessons that so many unsuspecting people have to go through  –  – just to keep up with “high-renters” –  next door?

There are so many lessons that we have to learn – just to make ends meet??   Each year we tell ourselves – “this year, we are going to make some serious changes – and we are going to start, TODAY!” “Well-  why don’t  we wait till you get your next “pay-check”  – – that way  we will have a better idea about all of our bills – – –  who needs to be paid –  and- then – we will just start some  new kind  of a budget – and we will start off this new  year, in a much better way – than we did last year???” “How does that sound, dear!?”

“I’m so glad to see, “YOU” – “DEAR” – with your “HAPPY FACE” on- – and “YOU” are so full  of enthusiasm-  that I feel that – we will be very happy starting this new  tax year on a very sound foundation!”

 


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